Your personal position

Your Personal Position

Should you be permanently off work, will current insurances and assets (including super) be enough to meet :
House and other current debts? AND
Provide income to meet remaining education and family living costs until your partner retires? AND
Meet partner needs in retirement?
In the case of temporary absences (eg 3 months or more.) from work, can you continue to meet loan repayments and maintain living and education costs for children without using hard- earned investment assets?
Are insurance plans regularly reviewed after changes ( eg increased family, marriage, divorce ,changed employment etc?)
In the case of partner illness, can you afford a housekeeper/nanny and still maintain your existing debt and living cost committments?
Are you aware what insurances are tax deductible?
Should any insurances be paid tax effectively through your superannuation fund ?
How do you know you medical insurance is currently appropriate given changing fund offers and constantly changing personal circumstances?

The types of insurances you should consider include: