Your Business Position

Your Business Position (if applicable)

• Do you have an adequate insurance plan to buy out a deceased/departing partner or replace a key person
• In the case of death, are adequate insurances in place to enable your partner/spouse to meet your business liabilities and gain value from your business?                                                                  
• Have such insurances been updated for subsequent business changes?
• If you or your business partner were unable to work for 3 months or more, can the business replace the missing person, meet normal business committments and continue building the  business as intended ?l                       . 

Farmers

• If one child is to inherit the farm, what is in place to provide a second child with an equal entitlement and a spouse with an adequate income on your death/permanent incapacity?

ACT NOW

• Enter your details for an initial response from an appropriately qualified and experienced advisor
• Also review your insurance needs under the tabs for Investments –Non super, Superannuation, Retirement and Estate Planning as each area has specific insurance needs in trying to protect asset growth.